FAQs

Do you have a question?

What happens during a Free Financial Health Check?

This is where we get to know you. We talk through your goals, needs, and financial objectives to understand what you want to achieve and whether we’re the right fit to help you. It’s relaxed, obligation‑free, and focused entirely on you.

What are your fees, and how does the advice process work?

Our fees depend on the complexity of your situation and the type of advice you need. We explain all costs upfront before any work begins. The advice process typically includes an initial meeting, strategy development, presentation of your personalised plan, and ongoing support if you choose it.

Can my fees be deducted from my superannuation fund?

In many cases, yes. Certain advice fees can be paid directly from your superannuation fund if the advice relates to your super and retirement. We’ll let you know if this applies to your situation and ensure it’s done correctly.

What does a financial adviser actually do, and how can you help me?

A financial adviser helps you understand your financial position, set clear goals, and create a strategy to achieve them. We simplify complex decisions, optimise your super and investments, manage risk, and guide you through major life stages with clarity and confidence.

How do I know if I’m on track for retirement?

This depends on when you want to retire and how much income you want to live on. We assess your current savings, superannuation, investments, and projected retirement income to show you whether you’re on track and what steps can help you get there.

Can you help me understand and optimise my superannuation?

Absolutely. We review how your super is invested, assess fees, compare fund options, and ensure your super strategy aligns with your long‑term goals. Small adjustments today can make a big difference to your retirement.

Do I need a Self‑Managed Super Fund, and how do I know if it’s right for me?

An SMSF can offer more control and flexibility, but it also comes with responsibilities. We help you understand the pros, cons, costs, and obligations so you can decide whether an SMSF suits your goals, experience, and financial situation.

Can I see you in person, via video, or by phone?

Yes, whatever works best for you. We can meet in person at the office, and if you’re nearby, we can visit your home. We’re also happy to meet via video call or phone if that’s more convenient.

Is financial planning for everyone?

Financial planning benefits anyone who wants clarity, structure, and confidence around their money. Whether you’re starting out, building wealth, preparing for retirement, or already retired, tailored advice can help you make smarter decisions.

How often should I review my financial plan?

We recommend reviewing your plan at least once a year, or sooner if your circumstances change. Regular reviews ensure your strategy stays aligned with your goals and adapts as life evolves.

Do you offer advice on property?

We don’t provide advice on selecting specific investment properties, as this falls outside the scope of our financial advice. However, we work closely with a select group of trusted buyer’s agents who specialise in helping clients build quality property portfolios. These professionals operate nationally, not just in Melbourne and have a strong track record with our clients. If property is part of your strategy, we can connect you with the right experts while ensuring the overall plan aligns with your broader financial goals.

Not sure where to start?

Taking the first step toward improving your financial future can feel overwhelming and that’s exactly why we’re here. If you’re unsure what you need, what’s possible, or where to begin, a Free Financial Health Check is the perfect place to start.

In this no‑obligation session, we’ll talk through your goals, your current situation, and any questions you have. You’ll walk away with clarity, direction, and a better understanding of the opportunities available to you.

Whether you’re planning for retirement, reviewing your super, managing investments, or simply wanting more confidence with your money, we’ll help you understand your next steps.